Entenda como funcionam os bancos digitais

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Dessa forma, não há mais necessidade de depender apenas dos bancos tradicionais para realizar pagamentos de contas, transferir dinheiro, fazer empréstimos, entre outras transações.

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[{"selector":"#anim-07712e09-43bb-4383-81d6-21a12d27e13a","keyframes":{"transform":["scale(1)","scale(1.1)","scale(0.99)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":20000,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-294fd54f-82b3-43fa-a655-cc203a844c87","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1fecab22-96a5-431d-bb52-faa88065370b","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d185bb15-a5f5-41fc-866d-7faf658c988f","keyframes":{"opacity":[0,1]},"delay":100,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8ebd597c-be44-4848-bbb7-ef32ebba6f42","keyframes":{"transform":["translate3d(115.28663%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Tierney / stock.adobe.com O banco digital é uma das categorias existentes entre as fintechs. O termo fintech , abreviação de financial technology (tecnologia financeira, em português), é utilizado para se referir a startups ou empresas que usam a tecnologia para oferecer serviços financeiros de forma inovadora e sem burocracia, sejam eles gratuitos ou com baixo custo.

No Brasil, atualmente há diversos bancos digitais autorizados pelo Banco Central do Brasil a funcionar.

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